Tailored Vehicle Insurance for Florida Drivers
KM Assurance in Clearwater, FL, offers auto, motorcycle, RV, and specialty vehicle insurance across Florida with expert guidance and personalized service.
Auto Insurance
Having adequate car insurance limits is mandatory in Florida, and not only to cover the vehicle itself but also to cover the driver.
Auto insurance involves personal injury coverage if you’re injured and liability coverage if you injure someone else or their property. If you have a loan to purchase your car, comprehensive and collision coverages are typically required by the lender. By accessing several insurance carriers, I can shop for the best coverage, discounts, and policy benefits.
Shopping for a new or additional car? It’s important to consider insurance costs in addition to the purchase.
Just send me the following:
- VIN (Vehicle Identification Number)
- Color, year, make, and model
- Your name, address, age, phone
I’m happy to provide a complimentary estimate.
Potential discounts include:
Multiple vehicles
Vehicle safety features
Good student for
young drivers
Low mile usage
Pricing is strictly estimated, and I cannot provide an exact cost without running additional personal information through the insurance companies.
Classic Vehicle Insurance
Protect your antique or collector car with a specialized type of insurance. This specialty insurance utilizes agreed value coverage rather than replacement coverage. It means ensuring your collector value is maintained while also protecting you during everyday driving for fun.
Coverage benefits often include:
- Specialty items installed
- Modifications on the classic vehicle
- No limits on miles
- Spare parts covered
- Roadside membership included
Motorcycle Coverage
Basic motorcycle coverage includes liability, collision, and comprehensive.
Additional coverage for medical payments, uninsured, towing and labor, rental reimbursement, and added equipment
Even though Florida does not require motorcycle insurance, in the event of accident or injury, you are still personally responsible for damages. Motorcycle insurance mitigates financial losses.
RV and Other Vehicle Insurance
Enjoy life on the go and to the fullest with fun recreational vehicles. Supplemental insurance is available to include liability, property, and personal injury.
Additional coverage is available for:
- RV
- ATV
- Dirt Bikes
- Go-Carts
- Golf Carts