At KM Assurance, you can expect a personalized, relationship-first approach to insurance. I take the time to understand your needs, explain your home, auto, and property & casualty insurance coverage options, and guide you through the process without pressure and with new understanding of your insurance policy.

Communication is simple and responsive—you can reach me by call, text, or email. I proudly serve clients throughout Clearwater, Tampa, St. Petersburg, and across Florida, and I make it a priority to respond quickly. I also proactively review your policies at renewal to ensure you’re always properly protected and competitively priced.

Top notch services areas also include the great States of Georgia and Tennessee.

Why People Work with Me:

• Independent → I work for you, not the insurance company

• Deep understanding of Florida-specific risks (hurricanes, flood zones, wind deductibles)

• Clear, simple explanations—no confusion, no surprises

• Local, responsive support in Clearwater

• Ongoing service + claims guidance when it matters most

KM Assurance provides a full range of personal and commercial insurance, including:

• Homeowners Insurance (Florida home insurance) 

• Auto Insurance (Florida car insurance quotes) 

• Pet Insurance coverage 

• Condo & Renters Insurance 

• Flood Insurance (required in many Florida areas) 

• Umbrella Insurance policies 

• Small Business & Commercial Insurance 

As an independent insurance brokerage, KM Assurance compares multiple top-rated carriers to help you find the best insurance rates in Florida. Instead of being tied to one company, I shop policies for you to match the right coverage with competitive pricing.

No—KM Assurance offers free insurance quotes with no obligation. My goal is to help you understand your options and find the right coverage at the best value.

Most personal insurance quotes can be provided the same day, depending on the type of policy and information needed. Commercial insurance quotes are often same day as well. In some cases, commercial quotes may take longer as underwriting process for commercial insurance can take a little longer. 

Pet Insurance quotes in 2-mintues!

Yes—KM Assurance specializes in helping clients relocating to Florida, including Clearwater, Tampa, and St. Petersburg. I’ll guide you through important coverages like:

• Flood insurance requirements 

• Wind and hurricane coverage 

• Florida property insurance laws and costs 

To get started with your insurance quote, I typically need:

• Name and personal information 

• Property or vehicle details 

• Prior insurance history 

• Recent claims (if any) 

I make the process quick, simple, and stress-free.

Yes—KM Assurance provides annual insurance policy reviews to make sure your coverage still fits your needs and budget. I also check for new discounts and better options at renewal.

If you need to file a claim, you can contact me directly. I’ll help guide you through the insurance claims process and advocate on your behalf to make it as smooth as possible.

Bundling home and auto insurance in Florida can sometimes save money—but not always. I evaluate each policy individually to ensure you’re getting the best overall value, not just a bundled discount.